The  Morale,  Welfare,  and  Recreation Program  was  designed  to  improve  the quality  of  life  for  which  of  the following   personnel? 1. Active  duty  military 2. Retired  military 3. Personnel  associated  with  the armed  forces 4. Each of the above About  what  percent  of  military members   experience   financial difficulty  during  their  career? 1. 10  percent 2. 30  percent 3. 50  percent 4. 75  percent The Navy Personal Financial Management  Program  contains  what major  elements? 1. Financial  education,  training, and  counseling 2. Bankruptcy  law,  free  loans, credit  cards 3. Educational  assistance  and bankruptcy   proceedings 4. Credit  cards,  low  cost  loans, free  legal  advice What is the goal of the Department of  Defense  Family  Housing  Program? 1. To  ensure  all  military  members receive  BAQ 2. To  ensure  enough  military housing  exists  to  house  active duty members 3. To  provide  suitable  housing  to military  members  and  dependents 4. To  provide  free  housing  to reserve  personnel The Navy Sponsor Program was implemented  for  which  of  the following  reasons? 1. To  help  overcome  the  difficulty of a PCS move 2. To  provide  a  dependent  care plan  to  single  military  parents 3. To  define  military  dependent’s use  of  Navy  medical  facilities 4. To  provide  low  cost  housing  to military    members    and    dependents 5-10. 5-11. 5-12. 5-13. 5-14. 5-15. 5-16. 5-17. 5-18. 5-19. The Overseas Duty support Program was  designed  to  help  which  of  the following   personnel? 1. Personnel on Embassy duty Personnel  aboard  deploying ships 3. Personnel assigned to overseas shore  duty 4. Each  of  the  above The  major  goal(s)  of  the  Overseas Duty  Support  Program  include  which of  the  following  objectives? 1. Providing  free  long  distance telephone   service 2 . Supplying  information  through publications,  video  tapes,  and personal   assistance 3. Providing  cross-training  in counter–cultural  relations 4. Each  of  the  above The  Navy  supports  the  Overseas  Duty Support  Program  by  meeting  which  of the  following  goals? 1. Increasing  command  knowledge, readiness, and  effectiveness  in the ODSP 2. Improving  individual  and  family experiences  in  the  unique environment  of  the  host  country 3. Developing  and  maintaining positive  relations  between  the Navy and the countries in which the  Navy  operates 4. Each of the above The  Overseas  Transfer  Information Service  will  accept  collect  phone calls  from  within  CONUS. 1. True 2. False Which  of  the  following  Chief  of Naval Operations initiated Core Values  to  strengthen  and  reinforce the existing Pride and Professionalism  programs? 1. Admiral Thomas B. Hayward 2. Admiral  James  D.  Watkins 3. Admiral  Carlisle  A.H.  Trost 4. Admiral  Frank  B.  Kelso  II 29 2.