A2. The three types of pay are—
a. Basic
b. Incentive
c. Special
A3.
The Navy uses the Direct Deposit System
(DDS) to deposit personnel paychecks.
A4. When you have served more than 4 years of
active-duty service, you will receive a longevity
raise every 2 years.
A5. You receive your clothing maintenance
allowance once a year.
A6. The allowances that were combined to form the
basic allowance for housing are—
a. BAQ
b. VHA
A7.
You are responsible for making sure your
paycheck and LES are correct.
A8.
You earn 30 days a year or 2.5 days of leave per
month.
A9.
The CO may grant 3- or 4-day special liberty
periods.
REVIEW 2 ANSWERS
A1.
A checking account is the safest and most
convenient way to keep track of the money
you spend.
A2. If you don’t have enough money in your
checking account to cover a check, you have
bounced a check. You are usually charged a fee
by the bank to process this check and charged a
fee by the company you wrote the check to.
A3. When you have money taken out to make loan
payments, you have a voluntary allotment.
A4. The first thing to do when making out a budget is
to start a savings plan—pay yourself first!
A5. The money you’re charged to use borrowed
money is known as interest.
A6. The simplest way to find the total cost of credit is
to subtract the actual price of goods from the
total amount of the loan.
A7.
You establish good credit by paying loans or
purchase agreements according to your
contract and on time.
REVIEW 3 ANSWERS
A1.
SGLI is available in increments of ,000
only.
A2. The maximum amount of coverage under SGLI
is 0,000.
A3.
Normally, you are covered for a maximum of
120 days after separation from the service.
REVIEW 4 ANSWERS
A1. The Family Advocacy Program was established
to help service members or their families
when they are a victim of spousal or child
abuse.
A2. The FAO can help a family through—
a. Education programs
b. Counseling
c. Intervention in cases of abuse
A3.
Stress occurs when there’s an imbalance
between the demands of our lives and
resources we have to deal with those demands.
A4. The first step to take when dealing with stress is
to identify your stressors; that is, find out
what causes the stress.
A5. Some of the ways you can combat stress are—
a. Exercise
b. Diet
c. Meditation
d. Laughter
e. Relaxation techniques
f. Involvement with outside activities
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